"Health Insurance Broker"

After China, India sends the greatest number of students abroad. The majority of Indian students study in the United States, which is followed by Australia, the UK, Germany and Canada. Health insurance for Indian students studying abroad in important especially as health care may work differently than in India.

Unlike India’s national health care, countries like the United States provide private health care. In the United States, the medical expenses can be costly and you’ll be expected to provide insurance coverage in many doctor’s offices and hospitals. Indian students studying abroad in the US under an F-1 visa may be required by their school or organization to have coverage before the first day of school. Indian students studying under a J-1 visa are required by the US government to have insurance, including repatriation and emergency medical evacuation.

In Australia, the government provides insurance coverage through Overseas Student Health Coverage (OSHC), which will need to be purchased prior to arrival. In other counties like the UK and Canada where they do offer public health care, it is possible that you may not be covered. The British and Canadian Embassies recommend that Indian students have adequate health insurance before arrival since medical treatment can be expensive and students are not covered by their national health care. The exception to this is in the UK if you’ve been covered by a reciprocal health care agreement or enrolled in a course that is 6 months or longer.

Indians traveling to Germany to study are required to have insurance under the Student visa. Students under the age of 30 or until their 14^th academic semester can take out the public health insurance, or you can choose to opt out for a private health insurance. International students over the age of 30 will no longer be eligible for the student rate and may voluntarily choose a public fund or a private health insurance provider.

When you are looking for your insurance while studying abroad or if you plan on traveling to other countries, you’ll want a plan that will cover you for the full duration of your studies or trip. The Student Health Insurance is designed to cover you up to 4 years of studying and meets many school and government requirements.  The plan includes comprehensive inpatient and outpatient medical coverage (doctor visits and hospitalization), prescriptions, mental health, maternity, sports coverage, emergency medical evacuation, repatriation, etc.

There is so much vote buying going around the Senate just to pass or to get a few of their colleagues to be in favor of the Health Care Reform Bill. Yes! it did pass by 60 to 40 votes and there is a reason to celebrate because this has never been done by the past 6 US presidents. But vote buying? This is appalling to me. There has always been the backroom deals but never heard of anything in this magnitude or proportions. Giving these Senators hundreds of millions to thee pet projects is totally unacceptable. With no public health insurance option totally strip in the Senate and it’s still favored in the lower house, I just don’t see how this is going pan out.

For a layman like me, it is very hard to comprehend how the magnitude on how far they go just to get these votes even it is so unpopular to masses. How can a trusted lawmaker stomach that kind of deals or bribery? is there anything ethical or morally right these days or simply these words are just writing on the encyclopedia?

A 100 million for the lawmaker from Louisiana so they can secure her vote! Compromise on how to tax other health services such increasing one and the getting rid of the other just to satisfy the request for a senators State. Public health care should be given to every American citizen but not at this expense.

The Health Care Reform bill has gone too far and has disregard the very foundation of what the US pres. profess to do. Clean and transparent government and upholding ethical and moral values.

Can any one step in and say “with TEETH” this has gone too far and has to Stop!???

Good Luck America!

There is so much vote buying going around the Senate just to pass or to get a few of their colleagues to be in favor of the Health Care Reform Bill. Yes! it did pass by 60 to 40 votes and there is a reason to celebrate because this has never been done by the past 6 US presidents. But vote buying? This is appalling to me. There has always been the backroom deals but never heard of anything in this magnitude or proportions. Giving these Senators hundreds of millions to thee pet projects is totally unacceptable. With no public health insurance option totally strip in the Senate and it’s still favored in the lower house, I just don’t see how this is going pan out.

For a layman like me, it is very hard to comprehend how the magnitude on how far they go just to get these votes even it is so unpopular to masses. How can a trusted lawmaker stomach that kind of deals or bribery? is there anything ethical or morally right these days or simply these words are just writing on the encyclopedia?

A 100 million for the lawmaker from Louisiana so they can secure her vote! Compromise on how to tax other health services such increasing one and the getting rid of the other just to satisfy the request for a senators State. Public health care should be given to every American citizen but not at this expense.

The Health Care Reform bill has gone too far and has disregard the very foundation of what the US pres. profess to do. Clean and transparent government and upholding ethical and moral values.

Can any one step in and say “with TEETH” this has gone too far and has to Stop!???

Good Luck America!