"Health Insurance Broker"

The antagonists and protagonist are preparing for a big fight for the approval of the Health Care Reform Bill which they are going debate for final passage. And for the Public Health Insurance Option, it is almost dead or does it? To some congressmen in the lower legislature are still hopeful they can squeeze the public option which will be run by the government. Public health care should be encourage and be included in the final bill.

The problem with the public health insurance option is that too many Americans are opposed to it. They do not like it but the argument is really not helpful as most of these lawmakers who oppose the public health care option are those that are probably gotten to the big pharmaceutical lobbyists echoing the same sentiment.

I just hope that these million dollar lobbyists will be controlled and do not have the controls over these lawmakers.

The fact of the matter is, there are so many people who doesn’t have health insurance and without the public option they will never get any health insurance even the basic ones.

While lawmakers in both the lower and the upper house are preparing for the final spar, it has to encourage that did should include some form of health insurance for the poor. After all, it’s the poor people are who are suffering in all of these.

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Your health information is being gathered by third party companies who then use this to evaluate the health issues of company/employers to save more on their employee premiums. But how do they do this? It is very scary to give any information that may have your health personal information as it can land in the wrong hands.

The idea of gathering all your personal health information is good. It will help your employer assess the health needs and risk that their employers has and try to educate them on how they can prevent or minimize the effects of such illness or health issues. Most of these employees are given something like 25 to 80 questions.

This information collected will then be used to identify health issues of these employees and give these companies the needed information to deal such health issues that their employees are having. But accordingly, rest assured that your employer will never know about the individual employee as they only give the evaluation for the entire staff and will not pin point as to who suffer from what.

This information will never reach the hands of your insurer or company or your immediate manager. These will not affect your life insurance or health insurance as it will never get to them. Not unless some thieves get into these databases and stole and sell it to insurers. But that is not point of this exercise or good assessments.

It is intended to lower health premiums that these companies pay to the insurer or insurance companies. This will be use to make the working environment more healthy and encourage better healthy diets and programs in order to keep their employees in good shape and be more productive.

Read more on the topic from Gerri Willis of CNN Money

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Public Health Insurance Option

With the news of Senator Ben Nelson not yet in favor of the health care reform bill, the Democrats badly needed his vote to make the 60 votes needed to prevent the filibuster from the Republicans.

Sen. Ben Nelson withheld his vote because he needed to see more stricter rules on abortion and unless it is modified he is withholding his vote. This bill is fully supported by Pres. Obama.

The problem of democrats to get this done before Christmas become unrealistic when when Sen. Olympia Snowe said after a meeting with the President that the timetable given is “totally unrealistic” According to the AP Associated Press news from yahoo news online.

This has put any chance of getting some form of publicly funded public health insurance option for people who cannot afford it. With the strong lobbying by big insurance companies for the bill not to pass has makes things worse for the President and the Democrats who have tabled this bill.

Without the public health insurance option or public health care option on the table or on the bill, it will be hard for those 47 million or whatever the number is, to get any decent type or form of health insurance.

This will most likely not going to pass the Senate floor before the Christmas timetable that Pres. Obama has said.

I just hope that these Senators will have some kind of a compromise to this historical health reform bill so that Americans can get what they deserve.

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